Generally we lend money to small and medium sized businesses.

We provide senior term loans, senior subordinated loans, and junior subordinated loans from $3 to $15 million.

Our investment philosophy is to invest in well-managed companies with $20 to $500 million in sales and attractive fundamentals. Most often these companies are portfolio investments of middle market leverage buyout funds although we will consider standalone companies. We place a good deal of emphasis on the experience and track record of the equity sponsor groups with which we work. Most of the companies in which we invest are market leaders in stable industries, have profitable operations and strong management teams.

Typically, we do not invest in companies in the technology, financial services, real estate, or oil and gas sectors. We do not invest in turnaround situations although we will consider companies where the contemplated transaction relieves an otherwise attractive company from an unworkable capital structure.
Our investment is always in the form of loans with varying levels of current coupon and return enhancement. Our investment is used for the initial acquisition of portfolio companies, add-on acquisitions, recapitalization including cash-outs and senior debt reduction, and in some cases for short-term bridge financing.

Since we are not a bank, we have the ability to be creative and we are capable of moving quickly. Equity firms appreciate us for our competitive rates, desire to establish long term relationships, and our years of experience in adding value to the companies in which we invest.